DigiPay is proud to announce that all merchant accounts now benefit from 24-hour settlement processing at no additional cost. This industry-leading settlement speed means money from today's sales reaches your bank account by tomorrow, transforming cash flow management for Kenyan businesses of all sizes.
Why Settlement Speed Matters for Kenyan Businesses
Cash flow is the number one challenge facing SMEs in Kenya. When payment gateways hold merchant funds for 3 to 7 days, businesses cannot restock fast-moving inventory, pay suppliers on time, or cover daily operating expenses. This delay costs businesses real money in missed opportunities and late payment penalties. With 24-hour settlements, that gap disappears entirely.
How It Works
Every successful transaction processed through DigiPay is aggregated at midnight each business day. Our settlement engine calculates net amounts after the 2 percent processing fee, generates settlement reports, and initiates bank transfers by 6 AM the following morning. Funds arrive in merchant accounts by end of business day, typically before 3 PM.
No Premium Fees
Many payment processors charge merchants extra for faster settlements, sometimes adding 1 to 2 percent on top of regular processing fees. DigiPay believes fast settlements should be standard, not premium. Our 24-hour settlement comes at no additional cost. The standard 2 percent transaction fee covers everything including processing, fraud protection, and fast settlement.
Bank and M-Pesa Settlement Options
Merchants can choose to receive settlements via bank transfer to any Kenyan commercial bank or directly to their M-Pesa number. For micro-merchants who prefer mobile money, M-Pesa settlements eliminate the need for a traditional bank account while still providing next-day access to funds.
Real-Time Settlement Tracking
The DigiPay merchant dashboard shows pending settlement amounts, processing status, and complete settlement history. Merchants receive email notifications when settlements are initiated and when funds arrive. Detailed breakdowns list every transaction included in each settlement for easy reconciliation.
Available to All Active Merchants
There are no volume requirements, no application forms, and no waiting periods. Every DigiPay merchant with completed KYC verification is automatically enrolled in 24-hour settlements. If your account is active, you are already receiving faster settlements starting today.
Commitment to Kenyan Business Growth
This launch reflects our core belief that payment infrastructure should accelerate business growth, not constrain it. DigiPay continues investing in features that matter most to Kenyan merchants: fast settlements, low transparent fees, reliable uptime, and excellent developer tools. Register at digipay.co.ke to start processing payments with next-day settlement.
