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New Feature: Payment Links Let Merchants Accept M-Pesa Without a Website

Admin User Aug 05, 2026 3 min read 105 views
New Feature: Payment Links Let Merchants Accept M-Pesa Without a Website

Not every business has a website, and not every sale happens through an e-commerce store. Many Kenyan merchants sell through WhatsApp, Instagram, Facebook Marketplace, or in-person conversations where a traditional checkout page does not exist. DigiPay Payment Links bridge this gap by giving every merchant a shareable URL that instantly accepts payments.

How Payment Links Work

Create a payment link from your DigiPay dashboard in seconds. Set a title describing what the payment is for, optionally fix an amount or leave it open for the customer to enter, and click create. DigiPay generates a unique URL that you can share anywhere. When customers click the link, they see a professional payment page branded with your business name where they can pay via M-Pesa or card.

Share Anywhere Customers Are

Copy your payment link and send it via WhatsApp message, SMS, email, Instagram DM, Facebook comment, or embed it as a QR code in physical materials. Wherever your customers communicate, your payment link works. No app installation required from the customer side since it opens in any mobile browser.

Perfect for Service Businesses

Freelancers, consultants, tutors, repair services, and event planners often agree on prices verbally then struggle to collect payment professionally. Payment links solve this perfectly. After agreeing on a service fee, send the client a payment link with the exact amount. They pay instantly via M-Pesa and you receive confirmation immediately.

Fixed or Open Amount

For products with set prices, create links with fixed amounts so customers simply confirm and pay. For services with variable pricing, create open-amount links where customers enter how much to pay. Both options support M-Pesa STK Push for instant mobile payments and card processing for customers who prefer Visa or Mastercard.

Track Every Payment

Each payment link includes real-time analytics showing how many times it has been viewed, how many payments were completed, total amount collected, and individual transaction details. Use these insights to understand which links perform best and optimize your sales process accordingly.

Activate and Deactivate Anytime

Running a limited-time offer? Set an expiration date on your payment link and it automatically deactivates after the deadline. Need to pause accepting payments temporarily? Toggle any link on or off from your dashboard. You maintain complete control over when and how customers can pay you.

Get Started in Minutes

Payment Links are available to all DigiPay merchants at no additional cost beyond the standard 2 percent transaction fee. Log into your dashboard, navigate to Payment Links, and create your first link today. Within minutes you will have a professional payment page ready to share with customers through any channel.

TAGS: payment-links feature no-code mpesa merchants
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